Our internal security system determines that the payment is sent as a deferred bank payment. Your bank account has been confirmed, but your PayPal balance is overdrawn or you had a negative balance. Your bank account has been confirmed, but this is your first payment using your bank account. This process can take 6 to 10 working days. Payment order 1 must be completed first, before payment order 2 can commence. PayPal transfers the money from your PayPal account to the seller. Your bank transfers the desired amount to PayPal and the money is deposited to your PayPal balance. The payment consists of two payment orders: The recipient sees that the payment has been initiated, but only receives the money after complete processing. You can reach Klarna anytime at deferred bank payment is not implemented immediately but takes 6 to 10 working days to be completed. You will receive an email notification of your purchase from Klarna, and can manage your account at How can I reach Klarna? You will know if you are approved in seconds, and then complete your purchase. It’s simple! Shop at any online store that uses Klarna, and choose Slice it to pay for your purchases over time. This affordable and highly flexible open-end line of credit is issued by WebBank in partnership with Klarna, and it allows you to pay for your purchases over time. Slice it is Klarna’s pay over time financing option, which is offered at the time of checkout. Slice it applications will take credit score and credit history into consideration when determining if the application is approved. Slice it in 4 will not affect your credit score. All scheduled payments are communicated to you by email and you can review your purchases by logging in at Will this affect my credit score? Slice it in 4 payments are collected bi-weekly from the debit or credit card you provide at the time of purchase. View complete terms. How do automatic payments work? No invoice or instructions sent - you can simply sit back, relax, and enjoy your purchase. Slice it in 4 allows for your purchase to be sliced into 4 fixed installments, charged automatically every two weeks beginning at the time your order is shipped. Klarna has 2,000 employees and is active in 14 countries globally. Klarna now works with 100,000 merchants to offer payment solutions to more than 60 million users across Europe and North America. Founded in Stockholm, Sweden, in 2005, the fintech unicorn gives online consumers the option to pay now, pay later or over time - offering a trusted, frictionless and smoooth checkout experience. Klarna is Europe's leading payments provider and a newly-licensed bank, which wants to revolutionize the payment experience for shoppers and merchants alike. It's all about smoooth (yes, with 3 ooo's). Frequently Asked Questionsĭon’t see your question here? Check out Klarna’s full FAQ page. You have zero fraud liability with Klarna’s Buyer Protection policy. Klarna uses modern safeguards and security to protect your information and prevent unauthorized purchases. Review your latest purchases and settle your monthly statement at any time by logging into your Klarna account at You can also reach Klarna anytime at Safe and Secure Klarna will send you an email confirmation and payment remindersĬomplete all future Klarna purchases with just a single click.Enter simple information and know instantly if you’re approved.Select "Klarna" as your payment option at checkout.You’ll get an instant decision on whether you're approved with just simple information - no bank account or credit card required. When you slice up your payments with Klarna, you will know exactly how much you pay each month and in total.
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